Credit Contracts and Consumer Finance

Equip your staff with essential knowledge of the legislation governing consumer credit contracts, focusing on responsible lending practices and creditor disclosure requirements to ensure full compliance and promote ethical consumer finance.

Online course details

Delivery

SCORM files or hosted on our Platform

Course Format
  • Structured Learning (35-40 min)
Regulation/Law

Credit Contracts and Consumer Finance Act 2003 (CCCFA)

Region

New Zealand

Purchase course

About this online course

Our Credit Contracts and Consumer Finance Act course equips participants with the essential knowledge and tools to fully understand the legislation governing consumer credit contracts. It covers key requirements for responsible lending practices and the strict provisions regarding creditor disclosures at the outset and throughout the life of a consumer credit contract. Through interactive scenarios and practical insights, this course ensures your staff are not only informed but also fully compliant with their legal obligations, fostering a transparent and ethical approach to consumer finance.

Course Overview

Key modules

  • The law
  • Criminal penalties for breach
  • What does the CCCFA cover?
  • When does the CCCFA apply?
  • Responsible lending principles
  • Responsible lending conduct
  • Advertising to provide credit or finance
  • Disclosure statements
  • Substantial hardship
  • Buy-back transactions
  • Guarantees and guarantors
  • Oppressive contracts
  • More about the CCCFA
  • Consumer leases

Learning outcomes

By the end of this course, participants will be able to:

  • understand the CCFA, what it is and when it applies;
  • know what is meant by responsible lending principles and conduct;
  • understand disclosure standards and their requirements;
  • be informed about ending and enforcing credit contracts; and
  • understand the consequences of a breach.

Legislation covered

Credit Contracts and Consumer Finance Act 2003 (CCCFA)

More about this course

  • Rigorous end-of-module testing to ensure thorough understanding of the law
  • Legally up-to-date content to save you time and resources
  • Multiple course formats to suit diverse learning needs
  • Engaging and interactive animated modules for an optimal user experience
  • Comprehensive coverage of the Credit Contracts and Consumer Finance Act

Course formats

Structured Learning

Ideal for first-time learners or those with little prior knowledge, covering the entire topic in 30-40 minutes. 

Accelerated Learning

Allows learners who understand the topic to proceed quickly through the course in 20-30 minutes.

MicroLearns

Short modules for time-poor learners, with each module lasting 5-10 minutes.

ShortBurst

Quick summaries of specific compliance areas, available in office-based and field-based formats, each lasting 5 minutes.

Delivery options

SCORM-compliant file

Our client services team can deliver our courses via SCORM file if you have a Learning Management System (LMS) or SCORM-compliant software.

SCORM-compliant file

Our client services team can deliver our courses via SCORM file if you have a Learning Management System (LMS) or SCORM-compliant software.

Equip your staff with essential knowledge of the legislation governing consumer credit contracts, focusing on responsible lending practices and creditor disclosure requirements to ensure full compliance and promote ethical consumer finance.

Ensure your staff understand their legal obligations under New Zealand’s Credit Contracts and Consumer Finance Act (CCCFA), including responsible lending principles, contract disclosures, and borrower protections. This knowledge is crucial for compliance and promoting ethical lending practices in consumer credit interactions.

Enquire about this course for your organisation

Book a free training needs analysis with one of our Compliance Experts to help you build out the ideal compliance training program.

Related courses

Increase your compliance by bundling our related courses. This ensures you cover multiple topics and legislations for a holistic approach.

Why Choose Safetrac’s Compliance Courses 

Versatile Course Formats

Options include comprehensive compliance courses and short, bite-sized modules to meet diverse training needs. 

Engaging and Customisable

Our courses provide engaging, customisable content, from videos to interactive modules, tailored to your business.

Legally Up-to-Date

All content is regularly updated to reflect the latest legislation, ensuring your training remains compliant.

Flexible Delivery Options

Available via SCORM or our Compliance Platform, with regular updates provided whenever legal changes occur.

Exceptional Customer Service

Our local Client Services team ensures a smooth setup within a few weeks and offers ongoing support for all your learning and training needs. 

Trusted by Leading Brands

Renowned companies like Uber, Chubb, and David Jones rely on our compliance training solutions.

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